Harford County Home Prices by Town: September 2026 (Bel Air, Abingdon, Havre de Grace, Aberdeen, Fallston, Edgewood)

Published Oct. 22, 2026 | Last updated: Oct. 22, 2026

In sales through September 2026, the typical home sold for about $556,000 to $560,000 in Fallston and about $272,000 to $276,000 in Edgewood. Bel Air, Abingdon, Havre de Grace and Aberdeen landed in between. Prices rose in Bel Air and Edgewood, dipped in Abingdon and Aberdeen, and were mixed in Havre de Grace and Fallston.

Homes took longer to sell in most of these ZIP codes than a year ago. And the 30-year mortgage rate dipped to 7.32% in Freddie Mac's Oct. 22 survey.

What were home prices in each Harford County town in September 2026?

Here's the quick version. I checked two different data sources for each ZIP code. Redfin uses MLS and public records. TopHap uses deeds recorded with the county. They don't match to the dollar, so I show both as a range.

What the columns mean:

• Median sale price: Redfin's number covers the three months ending September 2026. TopHap's comes from deeds recorded through September 2026, and it uses a three-month average for its change vs. a year ago. Using a few months of sales means one odd sale doesn't swing the number much.
• Homes sold and days on market: These come from Redfin only, for the same three months. TopHap doesn't track days on market. Treat these two columns as one source.
• County view: For the whole county in September alone, Bright MLS put the median at $403,495. I covered that in my Harford County market update for September 2026.

Which Harford towns went up in price, and which went down?

Up in both sources: Bel Air (both ZIP codes) and Edgewood.

• Bel Air 21015 rose 5.5% to 10.5%.
• Bel Air 21014 rose 4.7% to 6.3%.
• Edgewood rose 1.3% to 1.8%.

Down in both sources: Abingdon and Aberdeen.

• Abingdon fell about 6.6% to 6.7%. Both sources agree on this one.
• Aberdeen slipped 0.7% to 2.9%.

Mixed: Havre de Grace and Fallston. One source shows a gain and the other shows a drop. Fallston also has few sales, just 40 in three months per Redfin. With that few sales, a couple of big or small homes can move the median a lot. So I'd call both towns flat for now.

Are homes taking longer to sell in Harford County?

In most of these ZIP codes, yes. Here's Redfin's median days on market, three months ending September 2026, vs. the same stretch last year:

• Bel Air 21014: 22 days, up from 13
• Abingdon 21009: 38 days, up from 25
• Aberdeen 21001: 20 days, up from 11
• Edgewood 21040: 29 days, up from 15
• Bel Air 21015: 31 days, about the same as 30
• Havre de Grace 21078: 41 days, about the same as 42
• Fallston 21047: 19 days, down from 41

More homes also sold in most of these ZIP codes than a year ago. Bel Air 21014 was the one dip, 125 vs. 129.

So buyers are still buying. They're just taking more time to decide.

What is the mortgage rate right now?

Freddie Mac's survey put the average 30-year fixed rate at 7.32% as of Oct. 22, 2026. That's down from 7.40% the week before. A year ago it was 6.19%.

Freddie Mac posts a new number every Thursday at noon Eastern. Your rate depends on your credit, down payment and loan type, so get a real quote.

What would the monthly payment be in each town?

Here's the math on each ZIP code's Redfin median, with 20% down on a 30-year fixed loan. This is principal and interest only. Taxes, insurance and HOA fees are extra.

That's the real squeeze right now. Prices in most towns didn't jump much. The rate did.

What should buyers do with these numbers?

1. Look at the town, not the county. Abingdon prices fell about 6.7% while Bel Air 21015 rose 5.5% or more.
2. Use the extra time. Homes in most of these ZIP codes sat longer than last year. That can give you room to ask for repairs or help with closing costs.
3. Get a payment quote at today's rate. Shop at least two lenders.
4. Check the street, not just the ZIP. A ZIP code median mixes townhomes, condos and single-family homes.

What should sellers do with these numbers?

1. Price off your own ZIP code and your own street. The county median won't fit every town.
2. Plan for a longer wait. In Abingdon and Edgewood, the typical home took about two weeks longer to sell than a year ago.
3. Remember who's buying. At 7.32%, every $10,000 on the price changes a buyer's payment by about $55 a month with 20% down. Buyers notice.
4. Get the house ready before you list. Clean, repaired and well-photographed homes still sell.

Bottom line

Harford County isn't one market. It's a bunch of small ones. Bel Air and Edgewood prices are up. Abingdon and Aberdeen are down a bit. Havre de Grace and Fallston are flat to mixed. Homes are taking longer to sell in most spots, and rates are the main thing holding buyers back.

Want the numbers for your own street? Shoot me a message. Happy to help.

Market figures are from Redfin (three months ending September 2026), TopHap (deed records through September 2026), Bright MLS and Maryland REALTORS (September 2026), and Freddie Mac's Oct. 22, 2026 survey, all checked Oct. 22, 2026. Stats describe sold homes in each period. They are not an appraisal or a prediction for any single property. Payment examples are principal and interest only.

Explore the towns: Bel Air, Abingdon, Havre de Grace, Aberdeen, Fallston and Edgewood. Thinking about Forest Hill? See Living in Forest Hill, MD.

FAQ

What is the median home price in Bel Air, MD right now?

In sales through September 2026, Bel Air 21014 had a median of about $441,667 to $454,866, and Bel Air 21015 had about $456,667 to $474,860, per TopHap and Redfin. Both ZIP codes were up from a year ago.

Which Harford County town had the highest median home price in September 2026?

Of the towns in this post, Fallston (21047) had the highest median, about $555,667 to $559,960 in sales through September 2026, per TopHap and Redfin. Fallston has few sales, so its median can swing month to month.

Where are home prices lowest in Harford County?

Of the towns in this post, Edgewood (21040) had the lowest median, about $271,920 to $275,833 in sales through September 2026, per Redfin and TopHap. That was up 1.3% to 1.8% from a year ago.

Did home prices drop in Abingdon, MD?

Yes. Abingdon (21009) prices were down about 6.6% to 6.7% from a year earlier, per TopHap and Redfin data through September 2026. The median was about $345,367 to $349,897.

How long does it take to sell a house in Harford County?

It depends on the town. Redfin's median days on market for the three months ending September 2026 ran from 19 days in Fallston to 41 days in Havre de Grace. Most ZIP codes were slower than a year ago.

What is the 30-year mortgage rate this week?

Freddie Mac's survey put the 30-year fixed average at 7.32% as of Oct. 22, 2026, down from 7.40% the week before. Freddie Mac posts a new rate every Thursday at noon Eastern.

About the author: Josh Tessier is a Harford County REALTOR® with the Lee Tessier Team at eXp Realty, based in Bel Air. He has 16+ years in real estate and has sold 550+ homes personally. He lives in Harford County and is raising his family here.

Watch more on my YouTube channel, Josh Talks Harford, and follow along on Facebook and Instagram.

Sources

All checked Oct. 22, 2026.

Redfin ZIP code pages (three months ending September 2026; median sale price, homes sold, median days on market, each vs. a year ago)

• Redfin, 21014 Housing Market ($454,866, up 6.3%; 125 sold vs. 129; 22 days vs. 13)
• Redfin, 21015 Housing Market ($474,860, up 5.5%; 116 sold vs. 111; 31 days vs. 30)
• Redfin, 21009 Housing Market ($349,897, down 6.7%; 122 sold vs. 115; 38 days vs. 25)
• Redfin, 21078 Housing Market ($418,872, up 2.2%; 100 sold vs. 85; 41 days vs. 42)
• Redfin, 21001 Housing Market ($367,892, down 2.9%; 114 sold vs. 110; 20 days vs. 11)
• Redfin, 21047 Housing Market ($559,960, down 3.2%; 40 sold vs. 28; 19 days vs. 41)
• Redfin, 21040 Housing Market ($271,920, up 1.3%; 61 sold vs. 52; 29 days vs. 15)

TopHap ZIP code pages (recorded deeds through September 2026; median sale price and 1-year change)

• TopHap, Bel Air 21014 ($441,667, up 4.7%)
• TopHap, Bel Air 21015 ($456,667, up 10.5%)
• TopHap, Abingdon 21009 ($345,367, down 6.6%)
• TopHap, Havre de Grace 21078 ($397,330, down 1.5%)
• TopHap, Aberdeen 21001 ($375,405, down 0.7%)
• TopHap, Fallston 21047 ($555,667, up 6.9%)
• TopHap, Edgewood 21040 ($275,833, up 1.8%)

County numbers (September 2026)

• Maryland REALTORS, Housing Statistics September 2026 (Harford: 287 sold, median $403,495, 22 median days on market; from Bright MLS)
• Bright MLS, Baltimore Metro Housing Market Report, September 2026 (Harford median $403,495; data as of Oct. 6, 2026)

Mortgage rates

• Freddie Mac, Primary Mortgage Market Survey (30-year 7.32% as of Oct. 22, 2026, down from 7.40%; 6.19% a year ago; released Thursdays at 12 p.m. ET)
• Freddie Mac news release, "Mortgage Rates Decrease to 7.32%" (Oct. 22, 2026)
• Associated Press, "Average long-term US mortgage rate eases to 7.32% in first pullback since late August" (Oct. 22, 2026)
• The Wall Street Journal, "Mortgage Rates See First Decline in Nine Weeks" (Oct. 22, 2026)

Author

• Josh Tessier, About page (credentials, social links)