Harford County Home Prices by ZIP Code: Q3 2026 (Bel Air, Abingdon, Havre de Grace and More)

In Q3 2026 (July through September), the typical Harford County home sold for about $560,000 in Fallston and about $272,000 in Edgewood. Bel Air, Forest Hill, Havre de Grace, Aberdeen and Abingdon landed in between. I checked Redfin sale medians and Zillow typical values for the same ZIP codes through September.

Sale prices rose in both Bel Air ZIP codes and in Edgewood. They fell in Abingdon and Aberdeen. Forest Hill, Fallston and Havre de Grace were mixed depending on the source. Homes took longer to sell in most of these ZIP codes than a year ago. And the 30-year mortgage rate was 7.18% in Freddie Mac's Nov. 5, 2026 survey.

What were home prices in each Harford County ZIP in Q3 2026?

Here's the quick version. Redfin's number is the median sale price for the three months ending September 2026 (July through September). Zillow's number is the typical home value (ZHVI) as of Sept. 30, 2026. They measure different things, so I show both.

What the columns mean:

• Redfin median sale: Closed sales in that ZIP for July, August and September 2026. One odd sale doesn't swing a three-month median as much as a single month.
• Zillow typical value: Zillow's ZHVI estimate for a mid-tier home in that ZIP on Sept. 30, 2026. It is not a sale price.
• County view: For Harford County in September 2026 alone, Bright MLS put the median sale price at $403,495, up 2.2%. Redfin's county median for the three months ending September was $399,107, about flat. I covered the county picture in my Harford County housing market update.

Which Harford ZIP codes went up in price, and which went down?

Up on Redfin sale prices: Bel Air 21014 (+6.3%), Bel Air 21015 (+5.5%), Havre de Grace (+2.2%) and Edgewood (+1.3%).

Down on Redfin sale prices: Abingdon (-6.7%), Fallston (-3.2%) and Aberdeen (-2.9%). Forest Hill was about flat (-0.45%).

Zillow's typical values were quieter. Most ZIP codes were up about 1% or less, or about flat. Fallston and Forest Hill led on the value side (+1.8% and +1.6%). Abingdon and Edgewood were about flat on Zillow even where sale medians moved more.

Fallston is a small sample. Redfin counted only 40 sales in three months. A couple of big or small homes can move that median a lot. Treat Fallston as a rough guide, not a hard rule.

How many homes sold, and how long did they take?

Redfin's counts for the three months ending September 2026:

So more homes sold in most of these ZIP codes than a year ago. Bel Air 21014 and Forest Hill were the dips. But buyers took more time. Abingdon, Edgewood, Bel Air 21014 and Aberdeen all sat about one to two weeks longer than last year.

Countywide in September alone, Bright MLS counted 287 closed sales (up 9.1%), 215 pending sales (down 21.0%) and 747 active listings (up 28.4%). More listings and fewer new contracts usually means more room to deal.

What is the mortgage rate right now? 📈

Freddie Mac's survey put the average 30-year fixed rate at 7.18% as of Nov. 5, 2026. That's down from 7.24% the week before. A year ago it was 6.22%. The 15-year fixed averaged 6.57% (5.50% a year ago).

Freddie Mac posts a new number every Thursday at noon Eastern. Your rate depends on your credit, down payment and loan type, so get a real quote.

What would the monthly payment be in each ZIP?

Here's the math on each ZIP's Redfin median, with 20% down on a 30-year fixed loan. This is principal and interest only. Taxes, insurance and HOA fees are extra.

That's the real squeeze. Prices in most towns didn't jump much. The rate did. At 7.18%, every $10,000 on the price changes a buyer's payment by about $54 a month with 20% down.

What should buyers do with these numbers?

1. Look at the ZIP, not just the county. Abingdon sale prices fell about 6.7% while Bel Air 21014 rose 6.3%.
2. Use the extra time. Homes in most of these ZIP codes sat longer than last year. That can give you room to ask for repairs or help with closing costs.
3. Get a payment quote at today's rate. Shop at least two lenders.
4. Check the street, not just the ZIP. A ZIP median mixes townhomes, condos and single-family homes.

What should sellers do with these numbers?

1. Price off your own ZIP and your own street. The county median won't fit every town.
2. Plan for a longer wait in most spots. Abingdon and Edgewood each took about two weeks longer than a year ago.
3. Remember who's buying. At 7.18%, buyers feel every bump in the list price.
4. Get the house ready before you list. Clean, repaired and well-photographed homes still sell.

Bottom line 🏠

Harford County isn't one market. It's a bunch of small ones. Bel Air sale prices are up. Abingdon and Aberdeen are down a bit. Edgewood is up a little at a lower price point. Fallston sits at the top of the list but with few sales. Homes are taking longer to sell in most ZIP codes, and rates are still the main thing holding buyers back.

Want a free price opinion on your home? I can send an instant automated valuation by email, then I'll call to set an appointment. Text me at (443) 617-2099. Happy to help.

Sale figures are from Redfin for the three months ending September 2026. Typical home values are Zillow ZHVI as of Sept. 30, 2026. County September figures are from Bright MLS. Mortgage rates are from Freddie Mac's Nov. 5, 2026 survey. All checked Nov. 5, 2026. Stats describe sold homes or modeled values in each period. They are not an appraisal or a prediction for any single property. Payment examples are principal and interest only.

Explore the towns: Bel Air, Abingdon, Havre de Grace, Aberdeen, Fallston, Forest Hill and Edgewood.

More from me: Harford County housing market update, home prices by town (September 2026), Bel Air real estate market, Living in Havre de Grace, Living in Forest Hill and the Harford County blog.

FAQ

What is the median home price in Bel Air, MD right now?

For the three months ending September 2026, Redfin put Bel Air 21014 at a $454,866 median sale price (up 6.3%) and Bel Air 21015 at $474,860 (up 5.5%). Zillow's typical home values on Sept. 30, 2026, were about $445,033 in 21014 and $479,102 in 21015.

Which Harford County ZIP had the highest home prices in Q3 2026?

Of the ZIP codes in this post, Fallston (21047) was the highest. Redfin's median sale price for the three months ending September 2026 was $559,960. Zillow's typical home value there was about $563,050 as of Sept. 30, 2026. Fallston had only 40 sales in that stretch, so the median can swing.

Where are home prices lowest in Harford County?

Of the ZIP codes in this post, Edgewood (21040) was the lowest. Redfin's median sale price for the three months ending September 2026 was $271,920, up 1.3% from a year earlier. Zillow's typical home value there was about $261,845 as of Sept. 30, 2026.

Did home prices drop in Abingdon, MD?

Sale prices did. Redfin put Abingdon (21009) at a $349,897 median for the three months ending September 2026, down 6.7% from a year earlier. Zillow's typical home value was about $370,272 as of Sept. 30, 2026, about flat (down 0.3%).

How long does it take to sell a house in Harford County?

It depends on the ZIP. Redfin's median days on market for the three months ending September 2026 ran from 19 days in Fallston (21047) to 41 days in Havre de Grace (21078). Most of these ZIP codes were slower than a year ago. Countywide, Bright MLS put September alone at 22 days.

What is the 30-year mortgage rate this week?

Freddie Mac's survey put the 30-year fixed average at 7.18% as of Nov. 5, 2026, down from 7.24% the week before. A year ago it was 6.22%. Freddie Mac posts a new rate every Thursday at noon Eastern.

About the author: Josh Tessier is a Harford County REALTOR® with the Lee Tessier Team of eXp Realty, based in Bel Air. He has 16+ years in real estate and has sold 600+ homes personally (5,900+ for the Lee Tessier Team). He lives in Harford County and is raising his family here.

Josh Tessier, Lee Tessier Team of eXp Realty | (443) 617-2099

Watch more on my YouTube channel: Josh Talks Harford. Follow along on Facebook and Instagram.

Sources

• Redfin, 21014 Bel Air Housing Market (median sale $454,866, +6.3%, 3 months ending Sep 2026; 125 sold; 22 DOM)
• Redfin, 21015 Bel Air Housing Market (median sale $474,860, +5.5%; 116 sold; 31 DOM)
• Redfin, 21009 Abingdon Housing Market (median sale $349,897, -6.7%; 122 sold; 38 DOM)
• Redfin, 21078 Havre de Grace Housing Market (median sale $418,872, +2.2%; 100 sold; 41 DOM)
• Redfin, 21001 Aberdeen Housing Market (median sale $367,892, -2.9%; 114 sold; 20 DOM)
• Redfin, 21047 Fallston Housing Market (median sale $559,960, -3.2%; 40 sold; 19 DOM)
• Redfin, 21040 Edgewood Housing Market (median sale $271,920, +1.3%; 61 sold; 29 DOM)
• Redfin, 21050 Forest Hill Housing Market (median sale $467,863, -0.45%; 61 sold; 31 DOM)
• Redfin, Harford County Housing Market (3-month median $399,107, -0.2%)
• Zillow ZHVI, 21014 ($445,033 as of Sep 30, 2026, +1.0% YoY)
• Zillow ZHVI, 21015 ($479,102, +0.8%)
• Zillow ZHVI, 21009 ($370,272, -0.3%)
• Zillow ZHVI, 21078 ($404,556, +0.6%)
• Zillow ZHVI, 21001 ($344,379, +0.1%)
• Zillow ZHVI, 21047 ($563,050, +1.8%)
• Zillow ZHVI, 21040 ($261,845, -0.3%)
• Zillow ZHVI, 21050 ($500,243, +1.6%)
• Zillow ZHVI, Harford County ($414,044, +0.9%, Sep 30, 2026)
• Zillow Research, ZHVI ZIP CSV (Zip_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv, downloaded Nov 5, 2026)
• Bright MLS, Baltimore Metro Housing Market Report, September 2026 (Harford: 287 sold +9.1%; median $403,495 +2.2%; 22 DOM; 215 pending -21.0%; 321 new listings +10.7%; 747 active +28.4%; 2.85 MOS; data as of Oct 6, 2026)
• Maryland REALTORS, Housing Statistics September 2026 (Harford figures from Bright MLS)
• Freddie Mac, Primary Mortgage Market Survey (30-year 7.18%, 15-year 6.57% as of Nov 5, 2026; year-ago 6.22% / 5.50%; posts Thursdays noon ET)
• Freddie Mac PMMS archive (Nov 5, 2026 and prior weeks)
• About Josh Tessier