Homes for Sale in Harford County from $100K to $250K (November 2026)

by Josh Tessier

By Josh Tessier, Lee Tessier Team of eXp Realty Published: Nov. 10, 2026 | Updated: Nov. 10, 2026

🏷️ On Nov. 9, 2026, Realtor.com showed 104 homes for sale in Harford County priced from $100,000 to $250,000, and Redfin showed 72. Most of them are condos and townhomes. Edgewood and Bel Air addresses have the most.

Here's what $100,000 to $250,000 buys in Harford County right now, where those homes are, and the Maryland programs that can help you buy one.

📊 How many homes are for sale from $100K to $250K?

	Realtor.com	Redfin
Homes for sale, $100,000 to $250,000 (houses, condos, townhomes, multi-family and manufactured homes)	104	72 (+1 "early access")
Without manufactured homes	101	72
Checked	Nov. 9, 2026, 1:09 p.m. ET	Nov. 9, 2026, 1:12 p.m. ET

Sources: Realtor.com and Redfin Harford County searches, price $100,000 to $250,000, land excluded. Every count, median and table in this post covers homes listed at $100,000 to $250,000 only. Counts change daily.

Why the two sites don't match: Realtor.com's count includes homes already under contract. Of the 104 Realtor.com listings I pulled, 33 were marked pending or contingent, which leaves 71 (my math). That's close to Redfin's 72. The sites also label manufactured homes differently (more on that below).

Land isn't counted here. Realtor.com had another 22 lots priced from $100,000 to $250,000.

🏘️ What kinds of homes are in the $100K to $250K range?

From the listings each site showed on Nov. 9 (104 on Realtor.com, 71 in Redfin's download):

Home type	Realtor.com	Redfin
Condos	51	30
Townhomes	28	20
Manufactured or mobile homes	3	0
Single-family houses	21	20
Multi-family (2-4 units)	1	1

Sources: Realtor.com search results and Redfin's listing download, Nov. 9, 2026. Redfin notes that some MLS listings aren't included in its download.

About those manufactured homes: only 3 of Realtor.com's listings in this range were manufactured or mobile homes, and Redfin labels all three single-family (my match by address).

Typical asking prices on Realtor.com (my math from the listings):

All 104: median $204,000
Condos: median $200,000
Townhomes: median about $220,000
Single-family: median $195,000

Redfin's median for its 71 listings was $205,000 (my math).

Budget for condo fees. On Redfin, the median condo fee for these listings was $350 a month (all 30 condos listed one). Townhomes that listed an HOA fee had a median of $130 a month. Single source: Redfin listing download, Nov. 9, 2026.

📍 Homes from $100K to $250K by town

Towns are the listing's mailing address, so "Bel Air" includes areas outside the town limits.

Town (mailing address)	Realtor.com	Redfin
Edgewood	31	23
Bel Air	24	15
Aberdeen	11	9
Havre de Grace	11	5
Belcamp	9	6
Abingdon	8	4
Forest Hill	3	2
Darlington	2	2
Joppa	2	2
Street	2	2
Whiteford	1	1
Total	104	71

Sources: Realtor.com search results (all 104 listings decoded) and Redfin's listing download (71 rows of 72), Nov. 9, 2026, about 1:09-1:12 p.m. ET.

What I see in the mix:

Edgewood has the most, mostly townhomes and condos.
Bel Air listings in this range are mostly condos.
Aberdeen has the most single-family houses in this range on both sites.

Want a deeper look at prices? See Harford County home prices by town and the Harford County housing market report for October 2026.

✅ What to check before you buy in this price range

Condos and townhomes: ask for the condo or HOA fee, what it covers, and the association's rules and finances.
Manufactured homes: ask whether the land comes with the home or is leased in a community, and ask your lender early whether the home qualifies for the loan you want.
Pending and contingent listings: they may still show up in search results, so ask before you fall in love.
Auctions and foreclosures: Realtor.com marked 6 of these listings as auctions and 3 as foreclosures. Their terms differ from a normal sale.
Taxes: your property tax depends on where the home is. Homes inside the town limits of Aberdeen, Bel Air and Havre de Grace pay a town property tax plus a slightly lower county rate. A mailing address doesn't tell you, so check the listing's tax record. Sources: DLS County and Municipal Real Property Tax Rates, Fiscal 2027; SDAT 2026-2027 Tax Rates & Homestead Credit Caps; Havre de Grace Ordinance 1221.

🏦 Programs that can help you buy

The Maryland Mortgage Program (MMP), run by the state housing department (DHCD), offers 30-year loans through approved lenders. Most come with down payment assistance as a 0% deferred second loan, which you repay when you sell, refinance or pay off the first mortgage. On Nov. 9, 2026, its site listed:

MMP 1st Time Advantage for first-time buyers, with options including $6,000 or 3% to 5% of the loan in down payment help.
MMP Flex for first-time or repeat buyers.
Specialty loans, including Maryland SmartBuy (student debt) and HomeAbility (buyers with disabilities).

Who qualifies:

🎓 Take an approved homebuyer education class, with the certificate dated within 12 months before settlement.
🏠 For MMP, "first-time" means you haven't owned the home you lived in during the past 3 years, with exceptions for some veterans and Targeted Areas.
💵 Harford County income limits outside Targeted Areas are $140,759 for 1–2 people and $161,873 for 3 or more (effective June 24, 2026).

Source: Maryland Mortgage Program pages and its 2026 Income Limits and Maximum Acquisition Costs (one source). Credit, lender and property rules also apply.

Your title company handles the closing.

🤝 Want a list of homes from $100K to $250K?

I can set you up with new listings in your price range and walk you through what's worth seeing. Already own a home and thinking of selling first? I can send you a free price opinion: an instant automated home valuation by email, and then I'll call to walk you through it.

❓ FAQs

How many homes are for sale in Harford County from $100,000 to $250,000?

On Nov. 9, 2026, Realtor.com showed 104 and Redfin showed 72, counting houses, condos, townhomes, multi-family and manufactured homes. Realtor.com's count includes homes already under contract. About 33 of its listings were pending or contingent.

What kind of home can I buy for $100K to $250K in Harford County?

Mostly condos and townhomes. On Realtor.com, 51 of 104 listings were condos, 28 townhomes, 21 single-family houses and 3 manufactured or mobile homes.

Which Harford County towns have the most homes from $100K to $250K?

By listing count, Edgewood and Bel Air mailing addresses had the most on Nov. 9, 2026. Edgewood leads on both Realtor.com (31) and Redfin (23).

What's the median price of homes from $100K to $250K in Harford County?

About $204,000 across Realtor.com's 104 listings and $205,000 across Redfin's 71 on Nov. 9, 2026 (my math). Townhomes ran a bit higher, around $220,000, and single-family houses a bit lower, around $195,000.

Are there condo fees on Harford County homes in this price range?

Usually. Among Redfin's condo listings from $100K to $250K, the median fee was $350 a month on Nov. 9, 2026. Ask what the fee covers before you make an offer.

Is there down payment help for buyers in Harford County?

Yes. The Maryland Mortgage Program offers down payment assistance, such as $6,000 or 3% to 5% of the loan, as a 0% deferred second loan. You need an approved homebuyer education class and must meet income limits.

What are the Maryland Mortgage Program income limits in Harford County?

Outside Targeted Areas, $140,759 for households of 1–2 people and $161,873 for 3 or more, effective June 24, 2026. Targeted Areas have higher limits.

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About the author: Josh Tessier is a Harford County REALTOR® with the Lee Tessier Team at eXp Realty, based in Bel Air. He has been licensed in real estate since 2011 and has personally sold 600+ homes, and the Lee Tessier Team has sold 5,900+. He lives in Harford County and is raising his family here. Call or text (443) 617-2099.

This post is general information, not lending advice. Listing counts and prices come from Realtor.com and Redfin on Nov. 9, 2026, and change daily. Program rules and limits change. An MMP-approved lender confirms loan eligibility. Sources were checked Nov. 9, 2026.