Homes for Sale in Edgewood, MD: A Buyer's Guide (November 2026)

by Josh Tessier

By Josh Tessier, Lee Tessier Team of eXp Realty Published: Nov. 10, 2026 | Updated: Nov. 10, 2026

🚆 On Nov. 9, 2026, Realtor.com showed 72 homes for sale in Edgewood's 21040 ZIP code at $100,000 and up, and Redfin's download of the same search listed 51. The median list price was $295,000 on Realtor.com and $283,500 on Redfin (my math), and more than half of Realtor.com's listings were under $300,000. Edgewood isn't an incorporated town, so homes pay the Harford County rate: $1.0899 per $100 of assessed value for FY2027.

Looking at Edgewood? Here's what's for sale right now, what homes are listing and selling for, and the tax, school, flood and MARC details to check before you make an offer. (For weekend ideas, see my things to do in Abingdon, Edgewood and Joppa guide. This post is about buying.)

📊 Edgewood homes for sale right now

Here's what the two big home search sites showed for ZIP code 21040 on Nov. 9, 2026, counting homes listed at $100,000 and up:

	🔎 Realtor.com	🔎 Redfin
Homes for sale	72	51
Median list price (my math)	$295,000	$283,500
Single-family houses	33	23
Townhomes	29	20
Condos	10	8

Method: Realtor.com and Redfin searches for ZIP 21040, all home types except land, minimum price $100,000, checked about 1:41 p.m. (Realtor.com) and 1:47 p.m. (Redfin) ET. Redfin's figures are my math from its download of the same search; Redfin's search page didn't load for me today, so there's no on-page Redfin count. Medians are asking prices, not sale prices. Counts are by ZIP code and mailing address.

Why the two sites don't match: Realtor.com's count includes 22 homes already marked pending or contingent (under contract). Take those out and it's 50 (my math), close to Redfin's 51. The sites also label some homes differently.

What's selling for? Redfin showed 49 homes sold in 21040 at $100,000 and up with a recorded sale date between Aug. 12 and Nov. 6, 2026. The median sale price was $275,000. One source only (Redfin, sold in the last 90 days, checked Nov. 9; median is my math).

Price ranges

List price	Realtor.com	Redfin
$100,000 to $299,999	40	28
$300,000 to $499,999	29	20
$500,000 to $849,999	3	3
$850,000 and up	0	0

My math from each site's listings, Nov. 9, 2026. Counts change daily. The lowest-priced 21040 home was listed at $110,000, the highest at $500,000, and Realtor.com had 31 listings from $100,000 to $249,999.

Browse what's live on my Edgewood neighborhood page.

🧾 Property taxes in Edgewood

Edgewood is part of unincorporated Harford County, so there's no town tax. For July 1, 2026, to June 30, 2027:

	Rate per $100 of assessed value
Harford County	$0.9779
State of Maryland	$0.112
Total	$1.0899

Sources: SDAT 2026-2027 Tax Rates & Homestead Credit Caps; DLS County and Municipal Real Property Tax Rates, Fiscal 2027. Total is my math.

🛡️ Homestead cap: if it's your main home and you apply, the Homestead Tax Credit limits taxable assessment increases to 5% a year for county taxes and 10% for state taxes (SDAT).

Example (my math): a home assessed at $275,000 would owe about $2,997 a year in county and state real property tax, before any credits. Look up the exact home's assessment on SDAT's Real Property search.

Flood insurance note: FEMA's current list shows unincorporated Harford County at Community Rating System Class 7 (15%), a discount on NFIP flood insurance (FEMA Community Status Book: Maryland). For any home near the water, check the flood zone on FEMA's Flood Map Service Center and get a flood quote during your inspection period.

🏫 Schools

Harford County Public Schools (HCPS) assigns schools by street address. HCPS's feeder list shows these schools for the Edgewood attendance area:

High school: Edgewood High
Middle school: Edgewood Middle
Elementary schools that feed it: Abingdon, Deerfield, Edgewood, Old Post Road and William S. James Elementary

Source: HCPS, Feeder Schools by Attendance Area (Education Services update Sept. 20, 2022). Edgewood Elementary also feeds Joppatowne High (through Magnolia Middle), and William S. James also feeds Patterson Mill, so the street matters. Check the exact address in the HCPS School and Bus Locator or call HCPS Transportation at 410-638-4092. More: Harford County schools guide.

🚆 Commute and getting around

⏱️ Average commute: 31.3 minutes for workers living in 21040 (U.S. Census Bureau, American Community Survey 2020-2024 5-year estimate, margin ±2.7 minutes, via Census Reporter).
🚆 MARC train: Edgewood is a stop on MARC's Penn Line. On MTA's Penn Line timetable (checked Nov. 9), Train 517 leaves Edgewood at 6:48 a.m., reaches Baltimore Penn Station at 7:20 a.m. and Washington Union Station at 8:19 a.m. Check the MARC Penn Line timetable for the train you'd ride.

Compare towns in my Harford County commute times guide.

📍 A local spot (checked open Nov. 9, 2026)

📚 Edgewood Library (Harford County Public Library), 629 Edgewood Rd., (410) 612-1600, with drive-thru pickup.

Checked on HCPL's own website on Nov. 9, 2026. Check before you go.

🔑 Buying in Edgewood: my quick checklist

Get pre-approved. With 22 Realtor.com listings already under contract on Nov. 9, priced-right homes move.
Ask about the HOA on townhomes and condos, and read the documents before you're locked in.
Check the flood zone on any home near the water.
Check the school assignment for the exact address.
Close. In Maryland, a title company handles the closing.

Comparing towns? Read Harford County home prices by ZIP and the best places to live in Harford County.

Selling a home first? Start with a free price opinion. You'll get an instant automated home value by email, and then I'll call to set up a time to see your home.

🤝 Want help buying in Edgewood?

Tell me your budget, must-haves and where you commute, and I'll set up an Edgewood search and help you check the flood zone, HOA and school assignment on any home you like.

📞 Call or text (443) 617-2099 📧 Joshua@leetessier.com 📍 Josh Tessier, Lee Tessier Team of eXp Realty, 2225 Old Emmorton Rd Ste 207, Bel Air, MD 21015

❓ FAQs

How many homes are for sale in Edgewood, MD?

On Nov. 9, 2026, Realtor.com showed 72 homes for sale in the 21040 ZIP code at $100,000 and up, including 22 already pending or contingent. Redfin's download of the same search listed 51.

What is the median home price in Edgewood, MD?

On Nov. 9, 2026, the median list price for 21040 homes at $100,000 and up was $295,000 on Realtor.com and $283,500 on Redfin (my math). Redfin showed a median sale price of $275,000 for 49 homes sold Aug. 12 to Nov. 6, 2026.

What is the property tax rate in Edgewood, MD?

Edgewood is in unincorporated Harford County, so there's no town tax. For July 2026 to June 2027, the rate is $1.0899 per $100 of assessed value: $0.9779 county plus $0.112 state.

What schools serve Edgewood, MD?

HCPS lists Edgewood High and Edgewood Middle for the Edgewood attendance area, with Abingdon, Deerfield, Edgewood, Old Post Road and William S. James Elementary feeding them. Check the exact address in the HCPS School and Bus Locator.

Are there affordable homes in Edgewood?

Yes. On Nov. 9, 2026, Realtor.com had 40 homes in 21040 listed from $100,000 to $299,999, and Redfin had 28. The lowest-priced listing was $110,000.

Does Edgewood have a MARC train station?

Yes. Edgewood is a stop on MARC's Penn Line, which runs to Baltimore Penn Station and Washington Union Station. Check MTA's Penn Line timetable for current times.

Do I need flood insurance in Edgewood?

It depends on the home's flood zone. Check the address on FEMA's Flood Map Service Center. If the home is in a high-risk flood zone and you have a government-backed loan, your lender will require flood insurance.

Follow along for more Harford County news and real estate tips: YouTube | Instagram | Facebook

About the author: Josh Tessier is a Harford County REALTOR® with the Lee Tessier Team at eXp Realty, based in Bel Air. He has been licensed in real estate since 2011 and has personally sold 600+ homes, and the Lee Tessier Team has sold 5,900+. He lives in Harford County and is raising his family here. Call or text (443) 617-2099.

Listing counts and prices change daily. Figures are from Realtor.com and Redfin on Nov. 9, 2026, cover homes listed or sold at $100,000 and up, and aren't a guarantee of what's available. This post is general information, not legal, tax, inspection or lending advice.