Homes for Sale in Bel Air, MD: Inventory, Prices, Taxes and Schools (November 2026)

by Josh Tessier

By Josh Tessier, Lee Tessier Team of eXp Realty Published: Nov. 10, 2026 | Updated: Nov. 10, 2026

🏡 On Nov. 9, 2026, Realtor.com showed 256 homes for sale in Bel Air's two ZIP codes, 21014 and 21015, at $100,000 and up, and Redfin showed 170. The median list price was $469,450 on Realtor.com and $475,000 on Redfin (my math). Most Bel Air addresses are outside the Town of Bel Air and pay the county tax rate of $1.0899 per $100; inside town limits it's $1.4933 for FY2027.

Shopping for a home in Bel Air? Here's what's for sale right now in 21014 and 21015, what homes are listing and selling for, and the tax, school and commute details to check before you make an offer.

📊 Bel Air homes for sale right now

Here's what the two big home search sites showed on Nov. 9, 2026, counting homes listed at $100,000 and up:

	🔎 Realtor.com	🔎 Redfin
Homes for sale, 21014 + 21015	256	170
21014	130	85
21015	126	85
Median list price, both ZIPs (my math)	$469,450	$475,000
Median, 21014	$454,995	$449,995
Median, 21015	$480,000	$525,000

Method: Realtor.com and Redfin searches for ZIP codes 21014 and 21015, all home types except land, minimum price $100,000, checked about 1:06-1:07 p.m. (Realtor.com) and 1:08-1:09 p.m. (Redfin) ET. Medians are my math from each site's list prices; Redfin's are from its listing download, using the 165 listings with a 21014 or 21015 ZIP code. They're asking prices, not sale prices.

Why Realtor.com shows more: its count includes 85 homes already marked pending or contingent (under contract). Take those out and it's 171 (my math), close to Redfin's 170.

What's selling for? Redfin showed 172 homes sold in 21014 and 21015 at $100,000 and up with a recorded sale date between Aug. 12 and Nov. 6, 2026. The median sale price was $440,000 ($450,000 in 21014 and $422,920 in 21015). One source only (Redfin, sold in the last 90 days, checked Nov. 9; medians are my math).

What kinds of homes, and at what prices

	Realtor.com	Redfin
Single-family houses	143	96
Townhomes	56	38
Condos	52	31
Multi-family (2-4 units)	5	0
List price $100,000 to $299,999	48	30
$300,000 to $499,999	102	62
$500,000 to $749,999	71	48
$750,000 and up	35	25

My math from each site's listings, Nov. 9, 2026 (Realtor.com 256; Redfin's download, 165). Counts change daily.

For monthly sales trends, see my Bel Air real estate market report for October 2026. Browse what's live on my Bel Air neighborhood page.

🧾 Town of Bel Air or Harford County? It changes your tax bill

A Bel Air mailing address covers a lot more ground than the Town of Bel Air. The town has about 10,585 residents on 3 square miles. Its two ZIP codes have about 68,720 residents on roughly 45 square miles (Census ACS 2020-2024 via Census Reporter; ZIP totals are my math). Only homes inside town limits pay the town tax. Rates are per $100 of assessed value for July 1, 2026, to June 30, 2027:

Where the home is	County	Town	State	Total
Inside the Town of Bel Air	$0.8413	$0.54	$0.112	$1.4933
Bel Air address outside town limits (unincorporated county)	$0.9779	none	$0.112	$1.0899

Sources: SDAT 2026-2027 Tax Rates & Homestead Credit Caps; DLS County and Municipal Real Property Tax Rates, Fiscal 2027. Totals are my math.

🛡️ Homestead cap: if it's your main home and you apply, the Homestead Tax Credit limits taxable assessment increases to 5% a year for county taxes, 10% for Town of Bel Air taxes and 10% for state taxes (SDAT).

Example (my math): a home assessed at $450,000 would owe about $6,720 a year inside town limits or $4,905 outside them, before any credits. Look up the exact home's assessment on SDAT's Real Property search.

Flood insurance note: FEMA's current list shows the Town of Bel Air at Community Rating System Class 6 (20%) and unincorporated Harford County at Class 7 (15%), discounts on NFIP flood insurance (FEMA Community Status Book: Maryland). Check any home's flood zone on FEMA's Flood Map Service Center.

🏫 Schools

Harford County Public Schools (HCPS) assigns schools by street address, and Bel Air mailing addresses span more than one attendance area. From HCPS's feeder list:

High school	Middle school	Elementary schools that feed it
Bel Air High	Bel Air Middle	Bel Air, Emmorton, Forest Hill, Forest Lakes, Hickory, Homestead/Wakefield, Red Pump
C. Milton Wright High	Southampton Middle	Bel Air, Churchville, Dublin, Fountain Green, Hickory, Prospect Mill
Patterson Mill Middle and High	(same school)	Homestead/Wakefield, Ring Factory, William S. James

Source: HCPS, Feeder Schools by Attendance Area (Education Services update Sept. 20, 2022). Some elementary schools, like Bel Air, Hickory and Homestead/Wakefield, feed more than one high school, so the street matters. Check the exact address in the HCPS School and Bus Locator or call HCPS Transportation at 410-638-4092. More: Harford County schools guide.

🚗 Commute and getting around

⏱️ Average commute: 30.6 minutes for workers living in 21014 and 31.6 minutes in 21015 (U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, margin ±0.8 minutes each, via Census Reporter).
🚌 MTA Commuter Bus Route 410 (Churchville - Baltimore) starts at Campus Hills Shopping Center and makes stops along MacPhail Road and Emmorton Road, including at Bel Air South Parkway. The first trip on MTA's schedule leaves at 6:00 a.m., stops on Howard and Charles streets downtown, and reaches its last stop (Dolphin St. and Howard St.) at 7:24 a.m.
🚌 MTA Commuter Bus Route 411 (Hickory - Hopkins Hospital) picks up at the Hickory and Marywood park-and-rides. The first trip leaves Hickory at 5:27 a.m. and reaches the Johns Hopkins Hospital area (Monument St. and Wolfe St.) at 6:46 a.m.

Check MTA's Route 410 and Route 411 schedules for current times, and compare towns in my Harford County commute times guide.

📍 A few local spots (checked open Nov. 9, 2026)

🛍️ Harford Mall, 696A Bel Air Rd.: its website showed it open 11 a.m.-8 p.m. on Nov. 9.
📚 Bel Air Library (Harford County Public Library), 100 E. Pennsylvania Ave., (410) 638-3151.

Checked on each place's own website on Nov. 9, 2026. Check before you go.

Want to see downtown on foot? Try my Bel Air Main Street walking guide. Thinking about a townhome? See Bell's Tower townhomes in Bel Air.

🔑 Buying in Bel Air: my quick checklist

Get pre-approved. With 85 Realtor.com listings already under contract on Nov. 9, good homes move.
Confirm town limits. Inside the Town of Bel Air, the tax rate is about $0.40 per $100 higher (my math).
Check the school assignment for the exact address in the HCPS locator.
Compare 21014 and 21015. Their medians and home mix differ, so look at both.
Close. In Maryland, a title company handles the closing.

Comparing towns? Read Harford County home prices by town and the best places to live in Harford County.

Selling a home first? Start with a free price opinion. You'll get an instant automated home value by email, and then I'll call to set up a time to see your home.

🤝 Want help buying in Bel Air?

I'm based in Bel Air. Tell me your budget, must-haves and school priorities, and I'll set up a Bel Air search and help you check town limits, taxes and school assignment on any home you like.

📞 Call or text (443) 617-2099 📧 Joshua@leetessier.com 📍 Josh Tessier, Lee Tessier Team of eXp Realty, 2225 Old Emmorton Rd Ste 207, Bel Air, MD 21015

❓ FAQs

How many homes are for sale in Bel Air, MD?

On Nov. 9, 2026, Realtor.com showed 256 homes for sale in Bel Air's 21014 and 21015 ZIP codes at $100,000 and up, and Redfin showed 170. Realtor.com's count included 85 homes already pending or contingent.

What is the median home price in Bel Air, MD?

On Nov. 9, 2026, the median list price for 21014 and 21015 homes at $100,000 and up was $469,450 on Realtor.com and $475,000 on Redfin (my math). Redfin showed a median sale price of $440,000 for homes sold Aug. 12 to Nov. 6, 2026.

What is the property tax rate in Bel Air, MD?

For July 2026 to June 2027, homes inside the Town of Bel Air pay $1.4933 per $100 of assessed value: $0.8413 county, $0.54 town and $0.112 state. Homes with a Bel Air address outside town limits pay $1.0899.

Is my Bel Air address inside the Town of Bel Air?

Not necessarily. Many Bel Air mailing addresses are outside town limits. Check the property's record on SDAT's Real Property search or the tax bill to see whether a town tax applies.

What high schools serve Bel Air, MD?

Depending on the street, Bel Air addresses can be in the Bel Air High, C. Milton Wright High or Patterson Mill Middle and High attendance areas, and possibly others. Check the exact address in the HCPS School and Bus Locator.

What's the difference between Bel Air 21014 and 21015?

On Nov. 9, 2026, both ZIP codes had about the same number of homes for sale. The median list price was higher in 21015 on both sites: $480,000 vs. $454,995 on Realtor.com and $525,000 vs. $449,995 on Redfin (my math).

Is there a commuter bus from Bel Air to Baltimore?

Yes. MTA Commuter Bus Route 410 runs from Campus Hills Shopping Center and Emmorton Road stops to downtown Baltimore, and Route 411 runs from the Hickory and Marywood park-and-rides to the Johns Hopkins Hospital area. Check MTA's schedules for current times.

Follow along for more Harford County news and real estate tips: YouTube | Instagram | Facebook

About the author: Josh Tessier is a Harford County REALTOR® with the Lee Tessier Team at eXp Realty, based in Bel Air. He has been licensed in real estate since 2011 and has personally sold 600+ homes, and the Lee Tessier Team has sold 5,900+. He lives in Harford County and is raising his family here. Call or text (443) 617-2099.

Listing counts and prices change daily. Figures are from Realtor.com and Redfin on Nov. 9, 2026, cover homes listed or sold at $100,000 and up, and aren't a guarantee of what's available. This post is general information, not legal, tax or lending advice.